We suggested that HSBC consider another independent source such as an IFA or a Notice to Citizens, but insists that it must be a lawyer. A spokesman for the bank said: “In such a situation, we ask the customer to seek independent legal advice to ensure they are treated fairly, that they are protected should something happen in the future, and we make responsible loans. We are actively looking for ways to better support our customers throughout this process. If you are not yet a customer of HSBC Bank plc. and would like to learn more about HSBC`s indirect access services, please first contact Akshat Saharia within our Indirect Access team at: indirect.access@hsbc.com Please provide the name of your organization, contact information and a brief description of the type of indirect access services you are interested in. This information will only be used by us to provide a response to your specific request. You can also call Akshat Saharia in our indirect access team on 0207 992 3619. If you are already a customer of HSBC Bank plc., please contact your Relationship Manager or Customer Service Manager to discuss your requirements. Therefore, HSBC will require the person whose name is not mentioned in the mortgage to seek independent legal advice from a lawyer to ensure that the consequences of entering into such an agreement are explained to them. The lawyer must then testify to his signature on the deed of indirect mortgage and sign a certificate of execution for HSBC confirming who gave the advice and when. We do not charge entry or participation fees in advance for participation in our indirect access services.

Our fees are based on the services you use and are split between the handling fee and the per-item fee. The fees you pay are based on the volume of transactions you use, with prices for each item based on volume bands and calculated through a monthly breakdown. We may charge project management to cover implementation costs. Any ancillary costs (if any) will be explained in detail and agreed in relation to each service provided. If you are not already a customer of HSBC Bank Plc. and if you would like to learn more about HSBC`s indirect access services, please first contact Akshat Saharia within our Indirect Access Team at: indirect.access@hsbc.com If you transfer your indirectly owned business to or from HSBC, we will (where possible) transfer your existing bank code(s) to Bacs. CHAPS, the image compensation system and faster payments to ensure a smooth transition. HSBC has a mortgage product called an “indirect mortgage”, where two (or more) people are named on the legal title, but one person is only named on the mortgage. We can also assist you with independent legal advice regarding consent letters/deferral, deferral deeds, personal guarantees for business loans, capital transfers, adding debt to your mortgage/debt consolidation/homeowner`s loan, releasing equity, second charges, bridge loans, transfer deeds, legal fees, affidavits and ID1 If you offer the opportunity to your clients want to withdraw checks from their accounts with you and money and checks with a Ciro bank line, then indirect participation in the image compensation system will make this possible. Lenders are subject to strict rules to ensure they lend responsibly, but it seems that the legal profession is unwilling to give advice. A refusal to act for your wife from more than 20 lawyers seems pretty conclusive. If you are a Payment Service Provider (PSP), we can help you connect with us and, where applicable, directly to the UK`s central payment systems.

Here you will find information about the different ways in which you can connect to HSBC Bank plc, how we charge for our indirect access services and what eligibility criteria we apply when providing services. As part of the process, it was determined that the loan would be beneficial to me personally, as some of the funds would be used to repay a loan in my name, while the assets we guarantee (our home) are held in my name and my wife`s. Therefore, we needed to make sure that my wife received independent legal advice so that she was aware of the implications. I am at an impasse with the bank as the funds are waiting to receive the above legal certificate. It seems to me that the bank is trying to enforce a loan condition that is not feasible in practice. CC, Bristol We also assist you with independent legal advice on personal guarantees (which are sometimes required when purchasing property on behalf of a limited liability company), mortgages, capital transfers, deeds of consent and release of equity. Where possible, we will assign you a single bank sort code for indirect participation (or a set of sort codes if you wish to assign a sort code to specific branches or business sectors) and this sort code will be used in conjunction with a dedicated HSBC settlement account in conjunction with indirect access to UK payment systems. We can link multiple sort codes to a single clearing account or create a separate clearing account for each sort code. Please provide the name of your organization, your contact information and a brief description of the type of indirect access services you are interested in. 1.

Send us the documents We will check this and arrange a video conference via Zoom on the same day. You can also call Akshat Saharia in our indirect access team on 0207 992 3619. Joint borrowers Individual mortgages – Independent legal advice HSBC Bank Plc. is a signatory to the voluntary code of conduct for indirect access providers. To use HSBC Bank Plc`s indirect access services, you must meet certain criteria. You must be a customer of HSBC Bank Plc. If you are not already a customer, you must meet one or more of the following criteria to establish a relationship. We serve mediation lawyers, bridge loan lawyers, new construction lawyers, condominium lawyers, sales lawyers, mortgage lawyers, share release and equity transfer lawyers in Borough High Street, London Bridge, Southwark. Our office is close to Bermondsey, Surrey Quays, Canary Wharf, Tower Bridge, Westminster, Green Park, Hackney, Peckham, Camberwell, Kennington, Oval, Vauxhall and Victoria.

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Branch counter services We offer your customers the option to use HSBC branches to deposit cash and/or cheques and pre-arrange money under an agreed open credit facility. Current Account Switching Service (CASS) and ISA Cash Service (CISA) We can support your participation in these services by managing the full range of payment methods as well as access to industry platforms. This information will only be used by us to provide a response to your specific request. The postal code areas are KT1, KT2, KT3, KT4, KT5, KT6, KT7, KT8, KT9, KT10, KT11, KT12, KT13, KT14, W1, W2, W3, W4, W5, W6, W7, W8, SW1, SW2, SW3, SW4, SW5, SW6, SW8, SW9, SW10, SW11, SE20, SE19, SE18, SE17, SE16, SE15, SE14, SE13, SE12, SE11, SE10, SE9, SE8, SE7, SE6, SE5, SE4, SE3, SE2, SE1, E14, E13, E12, E11, E10, CR1, CR2, CR3, BR1, BR2, BR3, BR4, BR5, BR6, SM1, SM2, SM3, SM4, SM5, SM6, SM7, SM8, GU1, GU2, GU3, GU4, GU5, GU6, GU7, GU8, GU9, GU10.