Although they have filed several complaints against them, they are a bit diverse as some are for things outside of debt collection and harassment. With respect to the CFPB`s CCD, there were 106 complaints regarding consumers` credit reports, repairs and other personal reports, as well as 71 complaints about debt collection. Many consumers report that they have received inappropriate information and that their information has been manipulated to trick the consumer into paying more. Not only that, it is reported that American Credit Acceptance Corp tried not to report the monthly payments of some consumers to force them to pay late fees. We not only file your legal claims with American Credit Acceptance, LLC, but we also negotiate with the company. If your claim is not resolved by these negotiations, we will go through the legal process outlined in your American Credit Acceptance, LLC agreement, which is usually arbitration. If American Credit Acceptance, LLC has violated the law, you may be entitled to monetary damages and American Credit Acceptance, LLC will pay our fees and expenses. They don`t owe us a penny for our services. In addition, some of our clients also benefit from debt relief and adjusted credit reports. You have nothing to lose! Call us today at 312-300-5996 for a free consultation. While they are not primarily a debt collection agency, they are also known to help with debt collection.

They have been in business since 2007 and accredited since 2013. They are also called Spartan Financial Partners and have an A+ rating with the Better Business Bureau. However, they also have a rating of 2.6 out of 5 stars out of 60 customer reviews. In BBB`s database, 281 were due to billing/collection issues, and 122 reported having problems with the product or service provided to them. The same problems can be found here, with many complaints saying that their information has been manipulated or that their monthly payments have not been properly reported, resulting in a loss of their creditworthiness or overdraft and late fees. Not only can we help you defend against harassment when it comes to debt collection, but we can also help you build a case and understand where illegal collection models for debt collection agencies are. We are also able to facilitate communication or discussion between the parties and ensure that nothing you say can be used against you. These practices are by no means legal. Under the Fair Debt Collection Practices Act (FDCPA) and the Rosenthal Fair Debt Collection Practices Act (RFDCPA), debt collection agencies must follow a number of federal government guidelines. Many of these laws state that a debt collector must not manipulate, misinform or mislead you in order to receive a payment. In the cases listed above, it is quite obvious that they have tried to deceive and deceive consumers into paying more than they actually owe, which violates the rules and guidelines of the FDCPA. Arbitration is a very useful tool for resolving disputes, and Agruss Law Firm, LLC can help.

With our expert advice, we bring large companies to the table and provide the support needed to correct your bills, correct credit reports, reimburse unreasonable fees and much more. Let us take the sword for yourselves; You have nothing to lose. Representatives of American Credit Acceptance, LLC have reported billing errors inconsistently. They cited several reasons, but overall, they failed to explain, correct, and update customers` credit information, leaving many with bad debts in their names. Some went years not knowing they had been reported or reported to the office until they had to apply for mortgages or loans. This has put customers in a dilemma, especially those who have been affected during the pandemic. Other customers have gone so far as to switch to debt collection despite the mistakes of American Credit Acceptance LLC. Do you think American Credit Acceptance, LLC is not playing fair? You have legal rights and we can help you for free.